Terms & Conditions

Terms of Use

Welcome to the website of Loan Lenders PTY LTD trading as “Loan Lenders” (ABN 12 141 444 886) Second-hand dealer & Pawnbroker license number 3384812 and Citiloans Gold Coast PTY LTD (ABN 89 141 445 141) Australian Credit License 394831 (“we”, “us” or the “Company’s”). Our registered office is at Shop 1A/23 Nind St. Southport QLD 4215. This website is located on the web via the domain https://www.loanlenders.com.au and includes all of the files located in that domain (“this site”).

Agreement to these Website Terms of Use

By accessing this site, you agree to be bound by these terms of use (“Website Terms of Use”). These Website Terms of Use constitute a binding agreement between you and the Company’s and govern your use of this site.

Privacy Policy

As part of these Website Terms of Use, your use of this site is also subject to our Privacy Policy (located at https://loanlenders.com.au/privacy), which is incorporated by reference into these Website Terms of Use.

Legal capacity to transact

If you are under 18 years of age, you cannot request transactions through this site. By using this site you represent and warrant to the Company’s that you are over the age of 18 years. Should the Company’s suffer any damage or other losses as a result of a transaction entered into by a minor, we reserve the right to seek compensation for such
losses from his/her parents or guardians.  

Restrictions on use Prohibited conduct

Your use of this site is subject to the rules set out in Schedule 1 below.

Violations of these Website Terms of Use Without limiting any other remedies available to the Company’s at law or in equity, the Company’s reserve the right to, without notice, temporarily or indefinitely suspend, or terminate, your access to this site or refuse to provide services to you if:

  • you breach any provision of these Website Terms of Use;
  • the Company’s are unable to verify or authenticate any information that you provide to us; or
  • the Company’s believe that your actions may cause damage and/or legal liability to the Company’s, any of its customers or associated entities or any other person.
Indemnity

You indemnify and hold harmless the Company’s and its officers, employees, agents, consultants, licensors, partners and affiliates from and against any losses, liabilities, costs, expenses or damages (including actual, special, indirect and consequential losses or damages of every kind and nature, including all legal fees on a solicitor-client basis) suffered or incurred by any of them due to, arising out of, or in any way related to (directly or indirectly):

  • any material or information that you submit, post, transmit or otherwise make available through this site;
  • your use of, or connection to, this site; or your negligence or misconduct, breach of these Website Terms of Use or violation of any law or the rights of any person.
User information

In order to submit an application with this site, you must agree to these Website Terms of Use and provide the Company with:

  • a valid email address;
  • accurate contact information (including your street address and the name and telephone number of your authorised billing contact and administrator); and any other information that may be required by the Company during the application process.

You must promptly update this information to maintain its accuracy at all times. You represent and warrant to the Company’s that all information provided to the Company’s by you, including the information provided by you through our application module or entered into your account profile, is true and not misleading and does not violate any applicable law or regulation or any person’s intellectual property or other rights.

Verification of identity

We may need to identify you pursuant to the provisions of the Anti-Money Laundering and Counter-Terrorism Financing Act 2006 and Rules. Division 5A of the Act allows, in certain circumstances, that verification be undertaken electronically (“e-verification”) by matching certain personal information you supply to us with personal information held by credit reporting agencies. We may use that system to verify your identity. We will not do so without your consent. By agreeing to us undertaking e-verification, you are expressly agreeing to allow us to verify your identity against personal information held by a credit reporting agency.

The Act permits us to disclose to a credit reporting agency for identification verification purposes two (2) of your name, address and date of birth. The credit reporting agency will make an assessment on the information provided to determine whether the information held by them matches the information provided by us to them.

You are advised that if you do not wish us to verify your identity through e-verification, then we will provide you with another option to identify yourself in accordance with the provisions of the Act.

If you consent to us using e-verification, and the identification is not successful, we will advise you:-

  • That the credit reporting agency is unable to verify your identity; and The details of the credit reporting agency we approached so that you may make your own enquiries of them; and You may verify your identity by alternative means.
By accepting this User Agreement I/We acknowledge and consent to you supplying to a credit reporting agency my/our name, address and date of birth to enable you to verify
my/our identity through e-verification. 
Multiple applications and automated account opening

One person may not make more than one application with this site. Applications registered by “bots” or other automated methods are not permitted.

Approval of registrations

The Company reserves the right to accept or reject any application for registration of an account with this site at its discretion.

Interest Rates

The Company reserves the right to change the Interest Rates for services displayed in this site at any time before you apply for a loan.

Payment Methods

Payment for transactions may be made: by credit card (Visa or MasterCard only) processed by Pawnit365 Gateway via direct bank deposit by electronic funds transfer (EFT).

Credit and debit card payments

Only VISA and MasterCard are accepted. Please note that we may be unable to accept credit cards issued by banks outside of Australia in some cases. Additional transaction fees may apply if paying by credit card, in which case the additional charges will be specified at checkout.

Payment by EFT

If you elect to make a payment by direct deposit using EFT, during the course of your transaction, we will send you an email containing instructions for making the payment, or otherwise provide such information to you, including our bank account details and the reference number for your order. Please quote the reference number for the EFT transaction in order to avoid delays in processing your transaction.

Security

While our website hosting providers employ secure technology for transactions with our customers, we will not be responsible for any damages, including consequential losses (whether direct or indirect), that may be suffered by a customer whose credit or debit card or bank account information is used in a fraudulent or unauthorised manner by any
person other than the Company.

The Company may request further information from you, such as a copy of your credit card and/or other identification documentation, as part of our internal validation procedures. These procedures help protect bank and credit card account holders from online fraud.

Intellectual property
Copyright

In these Website Terms of Use, the term “Proprietary Content” means: this site; all of its content (including all of the text, graphics, designs, software, data, sound and video files and other information contained in this site, and the selection and arrangement thereof); and all software, systems and other information owned or used by the Company’s in connection with the services offered through this site (whether hosted on the same server as this site or otherwise).

All Proprietary Content is the property of the Company or its licensors (as applicable) and is protected by Australian and international copyright laws. You must not reproduce, transmit, republish or prepare derivative works from any of the Proprietary Content, except as expressly authorised by these Website Terms of Use or with the prior written
consent of the Company or other copyright owner (as applicable). You may download and print out content from this site only for your own personal and non-commercial use and provided that you do not remove or modify any copyright, trademark or other proprietary notices.

Trademarks

The Company’s logo and the phrase “Loan Lenders” are trademarks of the Company. The look and feel of this site (including all button icons, scripts, custom graphics and headers) are the trademarks, service marks and/or trade dress of the Company. These trademarks, service marks and trade dress may not be used, copied or imitated, in whole or in part, without the prior written consent of the Company.

Copyright claims

If you believe that our site contains any material that infringes upon any copyright that you hold or control, or that users are directed through a link on this site to a third-party website that you believe is infringing upon any copyright that you hold or control, you may send a notification of such alleged infringement to us in writing. Such notification should identify the works that are allegedly being infringed upon and the allegedly infringing material and give particulars of the alleged infringement. In response to such a notification, we will give a written notice of a claim of copyright infringement to the provider of the allegedly infringing material. If the provider of that material does not respond to us in writing denying the alleged infringement within 14 days after receipt of that notice, we will remove or block the allegedly infringing material as soon as is reasonably practicable. If the provider of that material responds to us in writing denying the alleged infringement, we will, as soon as is reasonably practicable, send a copy of that response to the original notifying party. If the original notifying party does not, within a further 14 days, file an action seeking a court order against the provider of the allegedly infringing
material, we may restore any removed or blocked material at our discretion. If the original notifying party files such a legal action, we will remove or block the allegedly infringing material pending resolution of that legal action.

Disclaimer of warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY’S AND ITS OFFICERS, EMPLOYEES, AGENTS, CONSULTANTS, LICENSORS, PARTNERS AND AFFILIATES EXPRESSLY DISCLAIM ALL CONDITIONS, REPRESENTATIONS AND WARRANTIES (WHETHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE) IN RELATION TO THIS SITE AND ANY SERVICES OBTAINED THROUGH THIS SITE, INCLUDING ANY IMPLIED WARRANTY.

This site is provided strictly on an “as is” basis. To the maximum extent permitted by law, the Company and its officers, employees, agents, consultants, licensors, partners and affiliates make no representation, warranty or guarantee as to the reliability, timeliness, quality, suitability, truth, availability, accuracy or completeness of this site or any of its content, and in particular do not represent, warrant or guarantee that:

The use of this site will be secure, timely, uninterrupted or error-free or operate in combination with any other hardware, software, system or data; this site will meet your requirements or expectations; anything on this site, or on any third-party website referred or linked to in this site, is reliable, accurate, complete or up-to-date; the quality of any services, information or other material purchased or obtained through this site will meet any particular requirements or expectations; errors or defects will be corrected; or this site or the servers that make it available are free of viruses or other harmful components.

Limitation of liability
Exclusion of liability

To the maximum extent permitted by law, the Company and its officers, employees, agents, consultants, licensors, partners and affiliates exclude all liability to you or any other person for any loss, cost, expense, claim or damage (whether arising in contract, negligence, tort, equity, statute or otherwise, and for any loss, whether it be consequential,
indirect, incidental, special, punitive, exemplary or otherwise, including any loss of profits, loss or corruption of data or loss of goodwill) arising directly or indirectly out of, or in connection with, these Website Terms of Use or the use of this site by you or any other person.

Release

You agree that your use of this site is at your own discretion and risk. You agree to release the Company and its officers, employees, agents, consultants, licensors, partners and affiliates from any claim, demand or cause of action that you may have against any of them arising from these Website Terms of Use or the use of this site by you or any other person. The Company may plead this release as a bar and complete defence to any claims or proceedings.

Force majeure

To the maximum extent permitted by law, and without limiting any other provision of these Website Terms of Use, the Company excludes liability for any delay in performing any of its obligations under these Website Terms of Use where such delay is caused by circumstances beyond the reasonable control of the Company, and the Company shall be entitled to a reasonable extension of time for the performance of such obligations.

Dispute resolution

Loan Lenders PTY LTD and Citiloans Gold Coast PTY LTD are a responsible and professional organisation that cares about the service you receive. We are committed to a fair and prompt response to your complaints.

Internal Dispute Resolution

We recommend that you initially make contact with the us. However, disputes between you and Loan Lenders and/or Citiloans Gold Coast Pty Ltd regarding our services may be reported to Australian Financial Complaints Authority (AFCA).

Contact person : Email: citiloans@loanlenders.com.au

P.O Box 10777, Southport BC, QLD, 4215.

External Dispute Resolution

For any credit related transaction, in addition to the internal dispute procedures that Loan Lenders PTY LTD and Citiloans Gold Coast PTY LTD utilise, if you are still not satisfied after speaking with us, you can contact our External Dispute Resolution provider. Contact Australian Financial Complaints Authority (AFCA) by phone 1800 931 678 (free call), by email to info@afca.org.au, or by post at GPO Box 3, Melbourne VIC 3001. For more information go to www.afca.org.au

General Interpretation

In these Website Terms of Use, the following rules of interpretation apply: headings are for reference purposes only and in no way define, limit or describe the scope or extent of any provision in these Website Terms of Use; these Website Terms of Use may not be construed adversely against the Company solely because the Company prepared them; the singular includes the plural and vice-versa; a reference to a “person” includes an individual, a firm, a corporation, a body corporate, a partnership, an unincorporated body, an association, a government body or any other entity; and the meaning of general words is not limited by specific examples introduced by “including”, “for example”, “in particular” or similar expressions.

Notifications

The Company’s may provide any notification for the purposes of these Website Terms of Use by email and/or by adding the notification into your user control panel.

Costs

Except as specifically provided in these Website Terms of Use, each party must bear its own legal, accounting and other costs associated with these Website Terms of Use.

No waiver

Waiver of any power or right under these Website Terms of Use must be in writing signed by the party entitled to the benefit of that power or right and is effective only to the extent set out in that written waiver. Any failure by the Company to act with respect to a breach by you or others does not waive the Company’s right to act with respect to that
breach or any subsequent or similar breaches.

Severability

The provisions of these Website Terms of Use are severable and, if any provision of these Website Terms of Use is held to be illegal, invalid or unenforceable under present or future law, such provision may be removed and the remaining provisions shall be enforced.

Variation

The Company reserves the right to amend these Website Terms of Use and any other policy on this site at any time in its sole discretion and any such changes will, unless otherwise noted, be effective immediately. Your continued usage of this site will mean you accept those amendments. We reserve the right, without notice and at our sole discretion, to change, suspend, discontinue or impose limits on any aspect or content of this site or the services offered through this site. You may only vary or amend these Website Terms of Use by written agreement with the Company.

Governing law and jurisdiction

These Website Terms of Use will be governed in all respects by the laws of Queensland. The parties irrevocably submit to the non-exclusive jurisdiction of the courts of Queensland and the courts of appeal from them.

Schedule 1 – Prohibited conduct
YOU MUST NOT:
  • use any device, routine or software that interferes, or attempt to interfere, with the proper working of this site; engage in any action that requires, or may require, an unreasonable or excessively large load on our infrastructure;
  • use this site to decipher passwords or security encryption codes, transmit any worms, viruses or Trojan horses, transfer or store illegal, threatening or obscene material or otherwise violate the security of any computer network;
  • use this site to violate any applicable local, state, national or international law, to engage in any misleading or deceptive online marketing practices or for any fraudulent or malicious purposes;
  • use any spider, robot or search/retrieval application or any screen scraping, data mining or similar data gathering device, process, program or means to access, retrieve or index any portion of this site;
  • use this site by any automated means;
  • use this site to transmit junk mail, spam or chain letters or pyramid schemes or engage in other flooding techniques or mass distribution of unsolicited email;
  • access, retrieve or index any portion of this site for use in constructing or populating any database that is searchable online or for the purpose of soliciting or sharing reviews; interfere with the display of any advertisements appearing on or in connection with this site; reverse engineer, decompile, disassemble, adapt, modify, translate, frame or reformat any of the material contained on this site; reproduce, duplicate, copy or store any of the material appearing on this site other than for your own personal and non-commercial use; falsely imply that any other website is associated with this site;
  • do anything that leads, or may lead, to a decrease in the value of the Company’s intellectual property rights in this site; use or exploit any of the material appearing on this site for, or in connection with, any business or enterprise (whether for profit or otherwise), including any business or enterprise that is in competition with this site; release to the public any news release, advertising material, promotional material or any other form of publicity or information relating to the Company without the Company’s prior written consent; or use this site to transmit any information or material that is, or may reasonably be considered to be: abusive, threatening, harassing, harmful, obscene,
  • indecent, lewd, inflammatory, violent, vulgar, profane, racially, ethnically or otherwise objectionable or offensive in any way; libellous, defamatory, pornographic, sexually
  • explicit, unlawful or plagiarised; infringing upon or violating any copyright, trademark, patent or other intellectual property or proprietary right; in breach of any duty of confidentiality by which you are bound, whether by way of a fiduciary or contractual relationship; in breach of any person’s privacy or publicity rights; a misrepresentation of facts, including the impersonation of any person or entity or a misrepresentation of an affiliation with any person or entity (including any sponsorship or endorsement);
  • in violation of any applicable law, statute, ordinance or regulation, or encouraging of others to do so; containing any political campaigning material, advertisements or solicitations; or likely to bring the Company or any of its staff into disrepute.
Privacy Policy

Loan Lenders PTY LTD trading as “Loan Lenders” (ABN 12 141 444 886) Second-hand dealer & Pawnbroker license number 3384812 and Citiloans Gold Coast PTY LTD (ABN 89 141 445 141) Australian Credit License 394831 (“we”, “us” or the “Company”) is committed to privacy protection. At https://www.loanlenders.com.au (“this site”), we understand the
importance of keeping personal information private and secure. This privacy policy (“Privacy Policy”) describes generally how we manage personal information and safeguard privacy. If you would like more information, please don’t hesitate to contact us.

This Privacy Policy forms part of, and is subject to the provisions of, our Website Terms of Use (https://www.loanlenders.com.au/website-terms).

We care about your privacy:

We will never rent, trade or sell your email address to anyone. We will never publicly display your email address or other personal details That identify you

The Australian Privacy Principles

We will treat all personal information in accordance with any and all obligations that are binding upon us under the Privacy Act 1988 (Cth) (“Privacy Act”). The Privacy Act lays down 13 key principles in relation to the collection and treatment of personal information, which are called the “Australian

What is “personal information”?

Personal information held by the Company’s may include your:

  • name and date of birth;
  • residential and business postal addresses, telephone/mobile/fax numbers and email addresses;
  • bank account and/or credit card details for agreed billing purposes;
  • any information that you provided to us by you during your application;
  • preferences for using this site and your computer and connection information; and
  • any information that you otherwise share with us.

Cookies

This site uses “cookies” to help personalise your online experience. A cookie is a text file or a packet of information that is placed on your hard disk by a web page server to identify and interact more effectively with your computer. There are two types of cookies that may be used at this site: a persistent cookie and a session cookie. A persistent cookie is entered by your web browser into the “Cookies” folder on your computer and remains in that folder after you close your browser, and may be used by your browser on subsequent visits to this site. A session cookie is held temporarily in your computer’s memory and disappears after you close your browser or shut down your computer. Cookies cannot be used to run programs. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you. In some cases, cookies may collect and store personal information about you. The Company extends the same privacy protection to your personal information, whether gathered via cookies or from other sources.

You can configure your internet browser to accept all cookies, reject all cookies or notify you when a cookie is sent. Please refer to your internet browser’s instructions to learn more about these functions. Most web browsers automatically accept cookies, but you can usually modify your browser settings to decline cookies if you prefer. If you choose to
decline cookies, you may not be able to fully experience the interactive features of this site.

Why we use cookies

This site uses cookies in order to:

  • remember your preferences for using this site;
  • manage the application process when you apply for a loan with us; facilitate e-commerce transactions, to ensure that your order is remembered between pages during the checkout process; show relevant notifications to you (eg, notifications that are relevant only to users who have, or have not, created an account or subscribed to newsletters or email or other subscription services); and remember details of data that you choose to submit to us (eg, through online contact forms).

Many of these cookies are removed or cleared when you log out but some may remain so that your preferences are remembered for future sessions.

Third party cookies

In some cases, third parties may place cookies through this site. For example:

  • Google Analytics, one of the most widespread and trusted website analytics solutions, may use cookies de-identified data about how long users spend on this site and the pages that they visit;
  • Google AdSense, one of the most widespread and trusted website advertising solutions, may use cookies to serve more relevant advertisements across the web and limit the number of times that a particular advertisement is shown to you; and third party social media applications (eg, Facebook, Twitter, LinkedIn, Pinterest, YouTube, Instagram, etc) may use cookies in order to facilitate various social media buttons and/or plugins in this site.

How we may use your personal information

Your personal information may be used in order to:

  • verify your identity;
  • assist you to make applications through this site;
  • process any service that you may make through this site, including charging, billing and collecting debts;
  • make changes to your account;
  • respond to any queries or feedback that you may have;
  • conduct appropriate checks for credit-worthiness and for fraud;
  • prevent and detect any misuse of, or fraudulent activities involving, this site;
  • conduct research and development in respect of our services;
  • gain an understanding of your information and communication needs or obtain your feedback or views about our services in order for us to improve them; and/or maintain and develop our business systems and infrastructure, including testing and upgrading of these systems and for any other purpose reasonably considered necessary or desirable by the Company in relation to the operation of our business.

From time to time we may email our customers with news, information and offers relating to our own services or those of selected partners. Your personal information may also be collected so that the Company can promote and market products and services to you. This is to keep you informed of products, services, and special offers we believe you will find valuable and may continue after you cease acquiring products and services from us. If you would prefer not to receive promotional or other material from us, please let us know and we will respect your request. You can unsubscribe from such communications at any time if you choose.

Bank Statements (Citiloans Gold Coast Clients Only)

The System provides you with the means to request us, as your agent, to help you quickly and efficiently gather your income and expense data from financial institutions and government agencies, using third party information gathering services (illion).

What if you don’t want to use the Bank Statements System?

There is no obligation on you to use the Bank Statements System.

Variations and updates

These Terms and Conditions only apply to this current session of your use of the Bank Statements System.

Your acknowledgement and consent in relation to the use of the Bank Statements System

To use the System to produce an account/bank statement information report (Bank Statement Report) to your broker or dealer on your behalf, you:

  • agree that Citiloans Gold Coast PTY LTD and illion may utilise the account access credentials that you supply in order to access your relevant financial institution account(s);
  • agree to provide your financial institution
  • account(s) access credentials to Citiloans Gold Coast PTY LTD to enable them to use a third party contractor (illion Australia Pty Ltd (ACN 006399 677) (Illion)) to access and obtain information from your account statements using your financial institution account(s) access credentials;
  • agree that Citiloans Gold Coast PTY LTD access your relevant financial institution account(s) using illion to access and obtain information from your account statements using your financial institution account(s) access credentials. Citiloans Gold Coast PTY LTD will then collate and verify information.


WARNING: By disclosing your financial institution account(s) access credentials, you may become liable for any unauthorised transactions on your financial institution account(s).  If you are uncomfortable, speak to your financial institution for details before you proceed. (You should note that Illion may store your financial institution account(s) access credentials for up to 90 days to allow for an up to date Bank Statement Information Report to be prepared);

  • acknowledge that by using this service you agree to the terms and conditions of the Illion service (https://proviso.com.au/terms/) and privacy policy (https://proviso.com.au/privacy/) and that if you do not agree, you should not use this service; acknowledge that the use of the System is at your risk, and Citiloans Gold Coast PTY LTD, or its agents or suppliers are not liable for any loss or damage related to your use of the System; warrant that the information you provide will be true, accurate, current and complete.

When we may disclose your personal information

In order to deliver the services you require or for the purposes set out above, the Company may disclose your personal information to organisations outside the Company. Your personal information may be disclosed to these organisations only in relation to this site, and the Company takes reasonable steps to ensure that these organisations are bound by confidentiality and privacy obligations in relation to the protection of your personal information. These organisations may carry out or provide:

  • customer enquiries;
  • mailing systems;
  • billing and debt-recovery functions;
  • information technology services;
  • marketing, telemarketing and sales services;
  • market research; and
  • website usage analysis.

In addition, we may disclose your personal information to:

  • your authorised representatives or legal advisers (when requested by you to do so);
  • credit-reporting and fraud-checking agencies; credit providers (for credit-related purposes such as creditworthiness, credit rating, credit provision and financing); our professional advisers, including our accountants, auditors and lawyers; government and regulatory authorities and other organisations, as required or authorised by law;
  • organisations who manage our business strategies, including those involved in a transfer/sale of all or part of our assets or business (including accounts and trade receivables) and those involved in managing our business risk and funding functions; and the police or other appropriate persons where your communication suggests possible illegal activity or harm to others.

Contacting us about privacy

If you would like more information about the way we manage personal information that we hold about you, or are concerned that we may have breached your privacy, please contact us by email to info@loanlenders.com.au or by post to PO Box 10777, Southport, QLD 4215

Access to your personal information

In most cases, you may have access to personal information that we hold about you. We will handle requests for access to your personal information in accordance with the Australian Privacy Principles. All requests for access to your personal information must be directed to the Privacy Officer by email using the email address provided above or by
writing to us at our postal address. We will deal with all requests for access to personal information as quickly as possible. Requests for a large amount of information, or information that is not currently in use, may require further time before a response can be given. We may charge you a fee for access if a cost is incurred by us in order to retrieve your information, but in no case will we charge you a fee for your application for access.

In some cases, we may refuse to give you access to personal information that we hold about you. This may include circumstances where giving you access would:

  • be unlawful (eg, where a record that contains personal information about you is subject to a claim for legal professional privilege by one of our contractual counterparties);
  • have an unreasonable impact on another person’s privacy; or prejudice an investigation of unlawful activity.

We may also refuse access where the personal information relates to existing or anticipated legal proceedings, and the information would not be accessible by the process of discovery in those proceedings. If we refuse to give you access, we will provide you with reasons for our refusal.

Correcting your personal information

We will amend any personal information about you that is held by us and that is inaccurate, incomplete or out of date if you request us to do so. If we disagree with your view about the accuracy, completeness or currency of a record of your personal information that is held by us, and you ask us to associate with that record a statement that you have a contrary view, we will take reasonable steps to do so.

Storage and security of your personal information

We are committed to maintaining the confidentiality of the information that you provide us and we will take all reasonable precautions to protect your personal information from unauthorised use or alteration. In our business, personal information may be stored both electronically (on our computer systems and with our website hosting provider) and in hard-copy form. Firewalls, anti-virus software and email filters, as well as passwords, protect all of our electronic information. Likewise, we take all reasonable measures to ensure the security of hard-copy information.

Third party websites

You may click-through to third party websites from this site, in which case we recommend that you refer to the privacy statement of the websites you visit. This Privacy Policy applies to this site only and the Company assumes no responsibility for the content of any third party websites.

Re-marketing

We may use the Google AdWords and/or Facebook re-marketing services to advertise on third party websites to previous visitors to this site based upon their activity on this site. This allows us to tailor our marketing to better suit your needs and to only display advertisements that are relevant to you. Such advertising may be displayed on a Google search results page or a website in the Google Display Network or inside Facebook. Google and Facebook may use cookies and/or pixel tags to achieve this. Any data so collected by Google and/or Facebook will be used in accordance with their own respective privacy policies. None of your personal Google and/or Facebook information is reported to us.

You can set preferences for how Google advertises to you using the Google Ads Settings page (https://www.google.com/settings/ads). Facebook has enabled an Ad Choices link
that enables you to opt out of targeted advertising.

Marketing Consent 

I authorise and acknowledge that Loan Lenders and Citiloans Gold Coast may use my personal information to help promote its products or services or those of its related companies and alliance partners; disclose my personal information to its related companies or alliance partners in connection with that purpose; and tell me about its products or services or those of its related companies or alliance partners, and that I may withdraw my consent in the future by contacting the Loan Lenders officer at: citiloans@loanlenders.com.au

Changes to this Privacy Policy

From time to time, it may be necessary for us to revise this Privacy Policy. Any changes will be in accordance with any applicable requirements under the Privacy Act and the Australian Privacy Principles. We may notify you about changes to this Privacy Policy by posting an updated version on this site.

If you require any further information about the Privacy Act and the Australian Privacy Principles, you can visit the Federal Privacy Commissioner’s website (see www.privacy.gov.au).

If you have any questions in relation to our Terms and Conditions, you can contact us in the following ways:
E: info@loanlenders.com.au
T: (07) 5531 1422
Mail: P.O Box 10777, Southport BC, QLD 4215

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